When a friend refers you and you become a new Schwab client, you can earn up to $1,000 as a bonus award. To qualify, you must enroll in the offer and make a qualifying net deposit of cash or securities. Bonus amounts vary by deposit level: $1,000 for deposits of $500,000 or more; $500 for deposits of $100,000–$499,999; $300 for deposits of $50,000–$99,999; $100 for deposits of $25,000–$49,999. The referral code is applied automatically when opening an account via the referral link. Qualifying net deposit must be made within 45 days of account opening. Bonus is deposited approximately one week after the 45-day period. Offer subject to terms and conditions; not available to U.S. residents only; non-U.S. residents subject to country-specific restrictions.

Enroll and make a qualifying net deposit of $100,000 (cash or securities) in your account within 45 days of enrollment to earn 500 commission-free online trades valid for two years. Free trades apply to U.S. over-the-counter securities, Canadian stock transactions, and options per contract fees for up to 20 contracts per trade. Available for new and existing Schwab clients in brokerage accounts, IRAs, and trust accounts.

Schwab Intelligent Portfolios is an automated investment advisory service that provides professional-grade technology to help build and manage your portfolio. The service includes automated rebalancing and a diversified selection of ETFs tailored to your financial goals and risk profile.

Open a Charles Schwab account online to start managing your retirement portfolio with access to specialized tools, advice, and investment products.

Charles Schwab offers a satisfaction guarantee for its brokerage and banking services. If you are not completely satisfied for any reason, at your request, Schwab or Schwab Bank will refund any eligible fee or commission. This commitment to client satisfaction is part of Schwab's service standard and subject to specific terms and conditions.